how we help

planning is the key

You are not a statistic.

You are unique, your life experiences and choices are different from everyone else, and your lifespan will also very likely be different than all the averages say it will be.

Science has made great strides in helping to determine lifespan and healthy lifespan. Wealthspan Advisors is focused on adding science to financial planning and wealth management so you no longer have to use assumptions and best guesses when considering the choices you should make to lead to the best life possible.

Wealthspan Advisors exists to provide a science-based, emotion-free environment for financial decision-making. After all, how many assumption-filled, emotional financial decisions have you made that worked out well for you?

The Planning We Can Help With

We specialize in holistic planning to help you reach your goals, no matter what they are or what type of financial products are needed to meet your needs. Our desire is to serve you first - knowing that if we can help you reach your goals and achieve your best health and wealth, we'll have done our job well.

Focus of Planning

HEALTH &

LONGEVITY

Our comprehensive planning approach begins with the foundation of understanding the effect longevity will have on health and wealth planning. Once these are known we can design a plan to accumulate wealth and provide income throughout retirement.

INCOME

Income planning is very important and much different than accumulation planning. Having the income needed to meet obligations as well as lifestyle goals is what allows for the fun, relaxing, and enjoyable retirement we all want once we shift to that stage in life.

INSURANCE

Insurance isn't just a necessary evil, like so many of us have often thought, but can actually become a really important planning tool. Tax-free income is one of the many benefits that can come from properly designed insurance products. Insurance can also play an important role in legacy planning.

INVESTMENT

Investments in the stock market can help achieve your growth and income goals. However, there are also significant risks associated with stock market investing, so working with an investment advisor who can appropriately manage the risk of market investment can help mitigate that risk.

TAX

Tax planning is one of the most important jobs a financial advisor can help with. A well-designed plan will help you structure your accounts to be as tax-efficient as possible. This is important through the growth and income phases of the accounts. You want to keep as much of the money you've worked hard to save as possible, right?

ESTATE

How do you want the money you've accumulated to be distributed and to whom? Making these decisions as early as possible will help everyone involved and allow for the most tax-advantaged transfer if done right. We can also work to create an estate over the remainder of your lifespan.

401(k) / 403(b) / TSP

These plans can be a very large part of your retirement savings and should be managed well to help fund your retirement goals. These are fully taxable accounts, so proper planning can help with long-term taxation in order to avoid a significant tax burden when distributions are forced at age 72.

ADVANCED

We've seen an awful lot of situations that call for advanced planning and a more specialized approach to dealing with these sometimes tricky scenarios. We also work with a team of accountants and estate planning attorneys who can help with navigating tricky tax or estate planning situations.

(616) 655-1691

support@wealthspanadvisors.com