WHY
What brings two renowned scientists and two accomplished financial advisors together to create a new kind of financial planning firm?
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Discover the unique vision behind Wealthspan—a firm where cutting-edge science and financial expertise converge to help you achieve both optimal health and wealth.
Many investors, whether they realize it or not, aren’t fully prepared for the financial realities of the future. While no one can predict their exact path, having a structured approach to forecast and plan for what lies ahead is essential to achieving long-term goals.
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After decades of experience working with thousands of clients and financial advisors, we've seen how traditional financial planning often relies on broad assumptions about health and longevity—factors that play a vital role in financial well-being. Recognizing this gap, we set out to create a new, science-driven approach.
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Through a partnership with scientists in Aging Science, Wealthspan employs advanced, scientifically validated methods and proprietary technology available exclusively at our firm. This allows us to design and monitor realistic, deeply personalized retirement plans rooted in your unique genetic composition, health profile, longevity factors, and personal happiness goals.
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Health and happiness are the most valuable assets one can have. Once they’re lost, financial wealth means far less. Yet, how you manage your finances can profoundly influence both your health and happiness, and our mission is to help you maximize all three.
Lifespan projections are crucial to effective financial planning.
Understanding lifespan is essential for making many financial decisions that are critical to achieving a successful retirement. Some of the more important are the following...
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social Security
When you claim, the method you choose can significantly impact the lifetime value of the payments you receive from Social Security.
02
Portfolio Risk
Understanding life expectancy is crucial to planning how long your assets will last and achieving your goals. It can influence your risk tolerance as well.
03
Product Mix
The financial products you select while creating your financial plan can be significantly influenced by the level of risk you are willing to take. For instance, an individual with a long life expectancy and low-risk tolerance may prefer to invest a smaller amount of their money in the stock market or opt for other alternatives, such as annuities or life insurance.
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Income Expectations
If you expect to live longer than average, based on scientific evidence, you can adjust your portfolio's income to make your money last longer.
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Taxes
Taxes can take a big bite out of your income, so knowledge of tax-advantaged or tax-free income planning can be better determined by understanding one's unique lifespan.
06
Healthcare Expenses
A healthy lifespan helps us determine how many years we are likely to need assistance with some activities of daily living. This knowledge allows for planning for the associated expenses, which can be considerable.
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"At the heart of Wealthspan is the intersection
between aging science and wealth planning."